010-SLLR-SLLR-2008-V-1-SEYLAN-BANK-LTD-v.-SAMDO-MACKY-SPORTSWEAR-PVT-LTD.-AND-ANOTHER.pdf
96Sri Lanka Law Reports[2008] 1 Sri L.R
SEYLAN BANK LTDvSAMDO MACKY SPORTSWEAR (PVT.) LTD. AND OTHERSSUPREME COURTS. N. SILVA, C. J.
TILAKAWARDANE, J.
SOMAWANSA, J.
SC 44/2007
SC 45/2007
SC (HC) LA 25/07
SC (HC) LA 26/07
HC (CIVIL) 239/04 (1), 207/02 (1)
NOVEMBER 19, 2007MARCH 4, 2008
Stamp Duty Act, No. 43 of 1982 – section 51, section 69, section 71 – Regulations: – Gazette 224/3 of 20.12.1982 and 948/15 of 6.11.1996- Guarantee Bond – Is itliable for the payment of stamp duty – What is a bond? – Deed? — Document? -Is the guarantee bond a bond attracting stamp duty?
SQ SeyJan Bank Ltd v Samdo Macky Sportswear (Pvt.) Ltd. and others 97Held
Stamp Duty Act imposes a pecuniary burden on persons, and it has to besubject to strict consideration. There is no room for intention, constructionor equity about duties or taxation.
A bond in the context of the Stamp Duty Act is an instrument where theprimary or principal covenant is to create an obligation to pay money,defeasible on the happening of the specified event and binds his property,as security for the debt.
In case of the guarantee bond, the term providing for guarantor liability isnot the principal convenant between the parties, but merely a conditionsubsequent to a primary obligation.
The obligation to pay is in the form of a penalty that comes into operation,if and only if the proposed obligation of the principal debtor is violated. Thearrangement contemplated by the guarantee bond is merely a transactionwhere the obligation to pay money arises as a consequence of thecommission of breach of the principal debtor obligation.
Inherent in the monetary obligation of a ‘bond’ contemplated by section 7, (a) is that such obligation is for an ascertained sum of money. Such a
requirement is a necessity given that the value of the stamp duty to be paiddepends upon the slab of the amount or value secured. Given theinherently indeterminate nature of the guarantors respective paymentobligations under the guarantee bond, such an instrument cannot beconstrued as the type of bond referred to in section 7(a). As such theguarantee bond does not warrant stamp duty as a bond under the StampDuty Regulations.
PerShirani Tdakawardane, J.
“The Ceylease case is distinguishable as the finance company in that case hadentered into a bond with the security of the property – a vehicle – that wasmortgaged and which could be considered movable property. No sucharrangements exist in the current action that suggests their inclusion undersection 7 of the regulations.
APPEAL from an order of the Commercial High Court, with leave beinggranted.
Cases referred to:
Tissera v Tissera – 2 NLR 238.
Ceylease Financial Services Ltd. v Sriyalatha and another – 2006 – 2 SriLR 169 (distinguished)
Romesh de Silva PC with Maitri Wickremasinghe, Shanaka de Silva, ShanakaCooray for plaintiff-petitioner-appellant.
98Sri Lanka Law Reports[2008] 1 Sri L.R
Chandima Liyanapatabendi with Rangika Pilapitiya for defendant-respondent-respondent.
Sanjay Rajaratnam DSG as amicus.
June 26, 2008
SHIRANI TILAKAWARDANE, J.Leave to Appeal from the Order of the Commercial High Court ofColombo (defined herein) dated 26th July 2007 with respect to CaseNo. CHC (Civil) 239/04 (1) and Case No. CHC (Civil) 207/02 (1)(hereinafter referred to as the “Commercial High Court Order") wasgranted by the Supreme Court by its order dated 15th December2007 and it was agreed by the parties that the only issue to bedetermined was whether stamp duty was payable on the GuaranteeBond dated 25th of August 1999.
In response to the default of two loans it had granted, theplaintiff-petitioner-appellant (hereinafter referred to as the“appellant") instituted two actions in the High Court of the WesternProvince exercising jurisdiction pursuant to the High Court of theProvinces (Special Provisions) Act, No.10 of 1996 (hereinafterreferred to as the “Commercial High Court of Colombo”). Theappellant’s first action was dated 13th September 2002 and was forthe recovery of a sum of Rs.662,500/= together with interestthereon at 30% per annum and Business Turnover Tax onRs.2,500,000/= from 1st July 2002 till date of decree. Appellant’ssecond action was dated 26th October 2004 and was for therecovery of a sum of $781,842/= together with interest thereon at9% till 26th October 2004 and at 21% per annum thereafter tillpayment in full. Such actions were initiated because neither the“Principal Debtors” nor their respective guarantors (also defendant-respondents-respondents to the respective actions and hereinreferred to collectively as the “guarantors”), paid the outstandingloan amounts when demand for repayment was made on themconsequent to the Principle Debtors’ defaults on the loans.
The matter to be determined in this case arises out of an appealagainst the Commercial High Court Order, which held, in response toan attempt by the appellant to submit a Guarantee Bond into evidencein each action, that (i) the Guarantee Bond (marked ‘P9’ in the
SQ Seylan Bank Ltd v Samdo Macky Sportswear (Pvt.) Ltd. and othersgg
(Shirani Tilakawardane, J.)
appellant’s affidavits for the actions, dated 18th January 2006 and24th May 2006, respectively, and hereinafter referred to as“Document P9”) was not sufficiently stamped and (ii) the petitionerwould be afforded a final opportunity of stamping the said documentsby 20th September 2007.
Being aggrieved by the said Commercial High Court Order, theappellant has this filed application for a determination whetherDocument P9 is liable to be stamped under section 7 of theregulations made by the Minister in terms of section 69 of theStamp Duty Act, No.43 of 1982 (referred to herein as the “StampDuty Regulations”). These Stamp Duty Regulations were publishedin Gazette Extraordinary No.224/3 of 20th December 1982 asamended by the Order published by the Minister of Finance underthe said section in Gazette No. 948/15 dated 6th November 1996.
It is common ground that the only matter to be decided iswhether the Document P9 is liable for the payment of stamp dutyunder section 7 of the amended regulations which, by subsection7(a), mandates the payment of stamp duty on “a Bond, pledge, Billof Sale or Mortgage for any definite and certain sum of moneyaffecting any property other than any aircraft registered under theAir Navigation Act, (Chapter 365) …” As it is clearly not within themeaning of “pledge”, “bill of sale” or “mortgage” the only matter tobe admittedly determined is whether it is a “Bond”.
The lengthy arguments and submissions of the learnedPresident’s Counsel for the appellant averring that (1) there is nocomma between the word “Bond” and “pledge” in the regulations,and (2) therefore, that the reference to a “Bond pledge" is what wasintended, is without basis as the Sinhalese edition of the Gazetteclearly evidences a separation between the words through the useof a comma, though the written submission incorrectly states that acomma between the two operative words is missing from both theEnglish and Sinhalese version of the Gazette.
Section 2 of the Stamp Duty Act No 43 of 1982 provides that stampduty shall be charged on every instrument which is executed, drawnor presented in Sri Lanka, to be prescribed at a certain rate dependingupon the class or category in which an instrument falls, unless suchinstrument is (i) exempted from stamp duty by virtue of its inclusion
Clearly the "Bond” contemplatd by the language above has to beone where the money obtained is secured by, and correlated toproperty. Document P9 did not, at the time of the creation of theprincipal covenant, seek to secure or refer to any property in otherwords it was not a bond that bound property for the payment of themoney.
A bond conditioned for the payment of money such as referredto in section 6 of the Prescription Ordinance 22 of 1871, has alsobeen defined in Tissera v Tissera(1) where the meaning of a Bondwas defined as “a document executed in triplicate before a Notaryand two witnesses, whereby the person executing it acknowledgesto have borrowed and received from the person in whose favor it is
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within section 5 of the Stamp Duty Act, as amended, or (ii) notcontemplated by the Stamp Act altogether.
The type of “document” for which stamps must be affixed isdefined in section 71 of the aforementioned Act and includes aBond, and the question arises as to whether a Guarantee Bond isalso included as a “Bond” which has been referred to by theaforesaid regulations prescribed by the Minister of Finance andreferred to in subsection 7(a).
Needless to say, as the Stamp Duty Act imposes a pecuniaryburden on persons, it has be subject to strict construction. There isno room for intention, construction or equity about duites ortaxations. The explicit language of the Statute must be the yardstick which guides the imposition of the stamp duty, andassumption and presumptions must be strictly excluded. If theimposition of duty upon a particular instrument is not expresslycontemplated by the simple reading of the language of the statutethen the benefit of the exclusion must necessarily be afforded.
The simple meaning of subsection 7(a), finds clarity in both theEnglish version referred to above, and more so in the Sinhaleseedition of the Gazette which reads as follows:
SC Seylan Bank Ltd v Samdo Macky Sportswear (Pvt.) Ltd. and others 101
(Shirani Tilakawardane, J )
executed a certain sum of money and promises to pay the latter thesame with interest on demand and binds all his property generallyas security for the debt…”
“Bond” is defined in Stroud’s Judicial Dictionary of Words andPhrases as “an obligation by deed.” (3rd edition, Volume HI, at p.318)
In the case of a deed it is essential that a deed must benecessarily be under seal. A “deed” is defined in Wharton’s LawLexicon to mean “a formal document on paper or parchment dulysigned, sealed and delivered” (14th Edition, at p. 308). A documentwhich is not under seal cannot be a deed.
A bond in the context of the Stamp Duty Act is an instrumentwhere the primary or principal covenant is to create an obligation topay money, defeasible on the happening of the specified event andbinds his property, as security for the debt. In the case of DocumentP9, the terms providing for guarantor liability are not the principalcovenant between the parties, but merely a "condition subsequent”to a primary obligation. In other words, the obligation to pay is in theform of a penalty that comes into operation if, and only if, theprincipal obligation of the Principal Debtor is violated. Had thePrincipal Debtors complied with the principal convenant to pay,then the Guarantors’ obligations to pay would never have arisen.The arrangement contemplated by Document P9 is merely atransaction where the obligation to pay money arises as aconsequence of the commission of breach of the Principal Debtor'sobligation.
Inherent in the monetary obligation of a “bond” contemplated bysubsection 7(a) is that such obligation is for an ascertained sum ofmoney. Such a requirement is a necessity, given that the value ofthe stamp duty to be paid depends upon the slab of the amount orvalue secured. However, when Document P9 was executed, nofixed amount of money could be said to have been agreed aspayable, as the Guarantors’ respective obligations to pay inconnection with the loans, in fact, only arose upon the breach of therespective principal convenants to pay, with the owed amountsnecessarily determined only after the respective breaches actuallyoccurred. Given the inherently indeterminate nature of the
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Guarantors’ respective payment obligations under Document P9,such instrument cannot be construed as the type of Bond referredto in subsection 7(a).
In construing the meaning of the word Bond in the context ofsubsection 7(a), the accrual of the obligation to pay money shouldprecede the performance or non-performance of the specified actof payment. This is an essential distinction as even though theperformance or non-performance of the specified act is incumbentupon the obligor, the obligation to pay does not precede theperformance or non performance of the Act. Document P9 in thiscontext is just an agreement to pay and cannot be considered as abond as envisaged in terms of subsection 7(a) referred to above.Document P9 is merely an agreement to pay with consequencesfor default, with no attestation and no obligation by Deed. As such,Document P9 does not warrant stamp duty as a Bond under theStamp Duty Regulations.
The Learned High Court Judge arrived at his determination, itappears, solely on the finding that he was bound by the decisionin the case of Ceylease Financial Services Limited v Sriyalatha
and anotheri2) (hereinafter referred to as the "Ceylease Case"). Inthat case Justice Bandaranaike considered section 7 of the StampDuty Regulations in the context of a document entitled Guaranteeand Indemnity and executed in connection with a lease agreement,and held the document to be one contemplated by section 7. Theaforementioned case was used as legal authority by the LearnedJudge of the Commercial High Court, in order to substantiate thefact that Document P9 would also come within section 7 of theregulations of the Stamp duty Act, as amended.
However, the decision in the Ceylease Case is inappliable to,and therefore not determinative of, the present matter at hand asthe facts of the Ceylease Case are clearly distinguishable in a verymaterial and relevant manner from the facts of the present actionsbefore this Court . The Ceylease Case is distinguishable as thefinance company in that case had entered into a bond with thesecurity of the property – more particularly, a vehicle – that wasmortgaged and which could be considered movable property. Nosuch arrangements exist in the current actions that suggest their
CAWimalaratne Silva and another v Attorney General1 03
inclusion within section 7 of the Stamp Duty Regulations.
Accordingly this Court sets aside the said Commercial HighCourt Order dated 26.th July 2007 appeal is allowed no costs.
S.N. SILVA, C.J.-I agree.
SOMAWANSA, J.-I agree.
Appeal allowed.